When a Montana incident counts
Not every intrusion is a breach under this section. The text we read defines a breach as one that materially compromises personal information and causes, or is reasonably believed to cause, loss or injury to a Montana resident.
Once that line is crossed, the business must disclose the breach to any resident of Montana whose unencrypted personal information was or is reasonably believed to have been acquired by an unauthorized person. The words that start the clock are discovery or notification of the breach.